Financing Florida's Real Estate


Residential & Commercial Loans in Florida

At The Florida Mortgage Group, we understand that every homeowners journey is unique, which is why we pride ourselves on offering a diverse range of financing solutions tailored to Florida's commercial or residential needs. As a dedicated mortgage broker, we specialize in various loan types, including FHA Loans, VA Loans, USDA Loans, Jumbo Loans, Conventional Loans, Commercial Loans, and Reverse Mortgages. Our extensive experience in the industry allows us to guide clients through the process with confidence, providing the best options available to suit their financial goals.

In addition to our comprehensive loan offerings, we provide a variety of refinancing programs designed to make home financing more accessible and affordable. Whether you're looking to streamline your existing FHA or VA loan or want to explore options for cash-out refinancing, our team is here to assist you with FHA Streamline, VA Streamline, and several conventional refinancing options. We also feature specialized programs such as FHA Cash Out and USDA Streamline refinancing, ensuring that we can cater to all of your refinancing needs.

At The Florida Mortgage Group, we are committed to helping our clients achieve their homeownership dreams, regardless of their financial situation. That's€™s why we offer an array of additional products and programs, including 1099 Loans, Down Payment Assistance, and Self Employed Loans. Our specialized Bank Statement Loans are designed for those whose income is not fully reflected through traditional documentation, allowing more flexibility for self-employed individuals. With our First Time Homebuyer Loans and 100% Financing options, we strive to make the dream of owning a home a reality for everyone.

Understanding the complexities of real estate investment, we also provide tailored solutions for investors. Our Investor Loans, DSCR (Debt Service Coverage Ratio) loans, and Fix and Flip financing options are designed to support investment strategies, whether you are a seasoned investor or just starting out. We're here to help you navigate the opportunities in the real estate market with confidence and ease.

Furthermore, our diverse offerings extend beyond standard mortgage products. We provide options like HELOCs (Home Equity Lines of Credit), ITIN Loans for non-residents, Foreign National Loans for international buyers, and 2nd Mortgages. For those seeking to finance construction projects, our Construction Loans, FHA 203H Loans for disaster recovery, and Rehab Loans are excellent solutions to meet your specific needs. We are proud to cater to a wide audience with varying financial requirements.

At The Florida Mortgage Group, we believe that exceptional customer service and thorough understanding of the mortgage landscape are paramount. Our team is dedicated to providing personalized support, guiding you through every step of the mortgage process while ensuring that you are well-informed about your options. With a commitment to transparency and integrity, we are here to assist you in achieving your financial aspirations and making your homeownership dreams come true. We welcome the opportunity to serve you in your mortgage journey.

MORTGAGE PAYMENT CALCULATOR

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* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

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Tools to help you along the way

Tools to get you informed and started on your mortgage journey.

View our Recent Blogs

Refinancing Adventures: Transform Your Mortgage Woes into Wins in Saint Augustine!
Refinancing Adventures: Transform Your Mortgage Woes into Wins in Saint Augustine!

Feeling stuck with a high mortgage rate? Discover how refinancing can lighten your financial load and turn your home into a win for your wallet!

Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why
Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why

The Federal Reserve cut rates again, but mortgage rates actually rose. Learn why this happens, what Powell said, and what it means for homebuyers.

Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data
Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data

The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.

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